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About Us

Mortgage advice you can understand. Support you can rely on.

Today, SRC Mortgage Solutions Limited is a whole-of-market mortgage brokerage providing professional, straightforward advice to clients across the UK — supporting you from your initial affordability assessment through to application, mortgage offer and completion.

Since 2001
Trusted for over two decades
Whole of market
Advice across a wide range of lenders
Shared ownership
Genuine specialist knowledge

Our story

More than two decades of putting clients first.

Our story began in 2001, when Simon Torry established SRC Financial Services Limited with a simple aim: to provide clear, professional financial advice while putting clients at the heart of every decision. Over the years we have been privileged to support clients through some of the most important financial decisions of their lives.

  1. 2001

    Where SRC began

    Simon Torry establishes SRC Financial Services Limited with a simple aim: clear, professional financial advice, with clients at the heart of every decision.

  2. Over the years

    A growing reputation

    The business grows steadily, helping thousands of people take the next step towards a new home — from first-time buyers collecting their keys to families moving somewhere that suits them better.

  3. January 2025

    A new chapter

    SRC Mortgage Solutions Limited launches. Jack Avery and Josh McIlroy join Simon Torry on the board, bringing fresh energy, modern ideas and a clear vision for the future.

Together, the directors have focused on moving SRC forward while retaining the personal approach, trusted relationships and client-first values that have always been central to the business.

What we do

Advice that goes beyond the rate.

As a whole-of-market brokerage, we can consider mortgage products from a wide range of lenders. However, our role goes far beyond simply finding a competitive interest rate — we take the time to understand each client’s circumstances, priorities and longer-term plans before recommending a mortgage that is suitable for their individual needs.

Whole-of-market advice

We advise on first-time buyer mortgages, home moves, remortgages, product transfers and protection, considering products from a wide range of lenders.

More than a rate

We take the time to understand your circumstances, priorities and longer-term plans before recommending a mortgage suited to your individual needs.

A team behind every case

Our mortgage advisers are supported by an experienced administration team, so applications are carefully prepared, monitored and progressed through to completion.

Clear communication

Every client receives clear guidance, regular communication and dedicated support throughout their journey, from affordability assessment to mortgage offer.

Whether you are buying your first home, moving to your next property, purchasing a share through shared ownership, staircasing or reviewing your existing mortgage, our aim is to make the process clearer, more manageable and less stressful.

Shared ownership specialists

Specialist knowledge where it matters most.

We are particularly proud of our specialist knowledge of shared ownership and regularly assist clients with purchases, resales, staircasing and remortgages.

Purchases Resales Staircasing Remortgages
Explore shared ownership

Shared ownership can involve additional requirements that are not present in a standard property purchase. Our team understands how housing association criteria, affordability assessments, lease terms, service charges, property construction and individual lender policies can affect an application.

We work closely with clients, housing associations, lenders and solicitors to help make the process as clear and straightforward as possible.

Our values

Specialist knowledge, with a personal approach.

More than two decades after the SRC journey began, our values remain the same: to combine specialist knowledge with a personal approach, providing mortgage advice you can understand and support you can rely on.